Mortgage Guide

Mortgage Section


 

Mortgage Navigation

Mortgage Guide Home Page
Partners
Tell A Friend about us
Mortgage Calculators |
Mortgage Broker |
Mortgage Lenders |
Mortgage Refinance |
Low Mortgage Rate |
Mortgage Quote |
Mortgage Quote |
Mortgage |
Refinance Mortgage |
Low Mortgage Rate |
Mortgage Calculators |
Debt Collectors Calling |
Mortgage Loans |
Mortgage Loan |
Mortgage Lenders |

List of Mortgage Articles

Mortgage Best seller

Buy it Now!



Best Mortgage Products



Land the Interview


"Legit Online Jobs" - Click Here To Start Earning Today!



Check out Sky Blue Credit Repair! This is an awesome program. Everything is included for a single low monthly fee. They get fantastic results. Highly recommended!


"How To Get A Mortgage"
Terrific resource on obtaining a mortgage, even if you've been foreclosed or filed bankruptcy. On sale now for only $10.00!

Click Here!


Loan Officer 101 Loan Officer Training. Learn How To Make $100,000 Per Year As A Loan Officer With This 18-lesson Training Program, Complete With 28 Marketing Ideas - Now Is The Time To Prepare For The Next Wave Of Lending!

Click Here!


Personal Loans & Visa Approved At Abacus
Offering Personal Loans, Credit Cards For The Credit Impaired.


Click Here!


Mortgage Secrets For Investors
Mortgage Secrets For Real Estate Investors E-book. Stop Getting Bullied By The Banks And Start Closing Your Investor Loans!

Click Here!


Bad Credit Personal Loans Regardless Of Bad Credit - Up To $25,000
Click Here!



Sitemap



Social bookmarking
You like it? Share it!
socialize it

Newsletter

Subscribe to our newsletter AND receive our exclusive Special Report on Mortgage
Email:
First Name:



Main Mortgage sponsors


 



Newest Best Sellers

Money-Smart Girl's Guide: Absolute Must-Knows on How to Get a Mortgage (Kindle Edition) newly tagged "mortgage"

Money-Smart Girl's Guide: Absolute Must-Knows on How to Get a Mortgage
Money-Smart Girl's Guide: Absolute Must-Knows on How to Get a Mortgage (Kindle Edition)
By Nicole Palmers

Read more...

17 Things You Need To Know About New HARP 2.0 Refinance (Kindle Edition) newly tagged "mortgage"

17 Things You Need To Know About New HARP 2.0 Refinance
17 Things You Need To Know About New HARP 2.0 Refinance (Kindle Edition)
By Shashank Shekhar

Buy new: $0.99

First tagged "mortgage" by Adam
Customer tags: mortgage, guide, 17, underwater, homeowner, harp, foreclosure, shashank shekhar, home owner, refinance, help, short-sale

Read more...

Rent vs Own (Paperback) newly tagged "mortgage"

Rent vs Own
Rent vs Own (Paperback)
By Jane Hodges

Read more...

How to Live RENT FREE! ????? ...Proven - Simple Ways to Live 100% RENT FREE! (Kindle Edition) newly tagged "mortgage"

How to Live RENT FREE! ????? ...Proven - Simple Ways to Live 100% RENT FREE!
How to Live RENT FREE! ????? ...Proven - Simple Ways to Live 100% RENT FREE! (Kindle Edition)
By John Pryor

Buy new: $7.77
197 used and new from $2.99
Customer Rating: 5.0

First tagged "mortgage" by KatieC
Customer tags: kindle free book(2), mortgage(2), real estate(2)

Read more...

Pibbin the Small: A Tale of Friendship Bog (Paperback) newly tagged "mortgage"

Pibbin the Small: A Tale of Friendship Bog
Pibbin the Small: A Tale of Friendship Bog (Paperback)
By Gloria Repp

Buy new: $5.99
6 used and new from $5.98
Customer Rating: 5.0

First tagged "mortgage" by Scott L. Mallory
Customer tags: courage(14), frogs(14), pine barrens(13), gloria repp(13), adventure(13), friendship(12), frogs and toads(12), juvenile fiction(11), alaskan(5), animal friendship and rescue novel with humor, mortgage, family heirloom

Read more...

 

Welcome to Mortgage Guide

 

Mortgage Article

Thumbnail example. For a permanent link to this article, or to bookmark it for further reading, click here.

Mortgage Loan Versus Renting

from: Mortage & Debt Facts




There is a big debate these days whether it even pays to take out a mortgage loan or if renting ends up being cheaper.

Since most people can’t buy a house outright with cash, and depend on getting a mortgage loan, there are some reasons that might make renting more attractive in the short-term. However, if you are looking for stability, a way to build wealth and a home you can call your own – a mortgage loan is the way to go.

The Benefits of Renting



Renting allows a certain mobility in your lifestyle. You sign a lease for a particular timeframe, and if you have to move you can still leave by paying a penalty. On the other hand, if you own your home, you can’t get out of your mortgage simply by moving. You have to sell the house and that can be a problem if your job takes you to many places.

If you are very mobile, it’s difficult to make up the 6% you will have to pay the real estate agent to sell your home.

You do have fewer maintenance issues when you rent. If something breaks, you just call the landlord. A mortgage loa does not cover the monthly expenses of maintenance and they can cost a lot. If your roof needs to be replaced, you will spend in the thousands of dollars. However, if you rent the maintenance and appliances are taken care of by the leasing company.

The Benefits of a Mortgage Loan



While these types of benefits for renting are huge, there can be even bigger rewards for buying. When you rent, all of the money you spend for rent is not tax-deductible and does not serve to build up equity for you.

In that sense, rent can be like throwing your money away. If you buy, you can find ways to generate equity and use the interest on the home mortgage loa payments as a tax write-off too. This can put you in a lower tax bracket and easily save you thousands, on top of the thousands you make in equity in a rising market.

There are many different types of mortgage loans out there. You can get an adjustable rate mortgage loa or a fixed rate mortgage. Often, the payments you make on a mortgage can be less than what you would pay for an apartment. However, this all depends on the housing market.

Right now, there are some markets where rentals are cheaper than buying, so be sure to check your local market to find out which is best for you.


Other Mortgage related Articles

Refinance Mortgage
Mortgage Calculators
Mortgage Calculator
Mortgage Quote
Mortgage Rates

Do you want to contribute to our site : submit your articles HERE


Mortgage Specific links

Mortgage News

Rate on 30-year mortgage falls to record 3.79 percent - San Francisco Chronicle


Minneapolis Star Tribune

Rate on 30-year mortgage falls to record 3.79 percent
San Francisco Chronicle
Average US rates for 30-year and 15-year fixed mortgages fell to record lows for the third straight week. The steady decline has made home buying and refinancing more affordable than ever for those who can qualify. Mortgage buyer Freddie Mac says the ...
Mortgage rates' new low draws new buyersMinneapolis Star Tribune
Another new low for mortgage ratesBizjournals.com
Mortgage Rates: Low Mortgage Rates Decrease Again to New Record LowsFreeRateUpdate.com
WLTX.com -Chicago Sun-Times
all 344 news articles »

Read more...


Deutsche fears mortgage crisis to 'force second Irish bailout' - Irish Independent


Irish Times

Deutsche fears mortgage crisis to 'force second Irish bailout'
Irish Independent
By Laura Noonan THE spiralling mortgages crisis could trigger another multi-billion recapitalisation of our banks and force Ireland into a 'second bailout', German banking giant Deutsche claimed yesterday. The damning 120-page note from Deutsche came ...
Irish Banks May Tip State Into Bailout 2, Deutsche Bank SaysSan Francisco Chronicle

all 12 news articles »

Read more...


FHA may ease mortgage rules for condos - The Seattle Times


PR Web

FHA may ease mortgage rules for condos
The Seattle Times
According to condo experts, real-estate agents, lenders and builders, the rules have become overly strict and have cut off buyers from their best source of low-cost mortgage money, frustrating the real-estate recovery the Obama administration says it ...
FHA's streamlined refinance program can save borrowers thousandsSan Francisco Chronicle
Foreclosed Americans Find Way Back to HomeownershipFox Business
Is the government backing a new housing bubble?MSN Money
Rochester Democrat and Chronicle -PR Web (press release)
all 29 news articles »

Read more...


Commercial-Mortgage Securities Spreads Soar to Widest of 2012 - Bloomberg


Commercial-Mortgage Securities Spreads Soar to Widest of 2012
Bloomberg
Wall Street dealers are selling commercial-mortgage bonds with the widest spread this year as the European debt crisis and JPMorgan Chase & Co.'s trading loss rattles markets. Goldman Sachs Group Inc. (GS), Citigroup Inc. (C) and Jefferies Group Inc.

and more »

Read more...


Mortgage-aid revisions paying off for lenders and some borrowers - NewsOK.com


Mortgage-aid revisions paying off for lenders and some borrowers
NewsOK.com
BY MCCLATCHY-TRIBUNE INFORMATION SERVICES | Published: May 19, 2012 Leave a comment LOS ANGELES — A newly streamlined government plan to reward homeowners who diligently pay their underwater mortgages is proving a bonanza for banks, ...

and more »

Read more...