Fixed Rate Mortgage Guide

Fixed Rate Mortgage2 Section


Fixed Rate Mortgage2 Navigation

Mortgage Guide Home Page
Tell A Friend about us
Best Fixed Mortgage Rate |
30 Year Fixed Mortgage Rate |
Fixed Mortgage Rate UK 1 |
Fixed Rate Mortgage Quotes |
Fixed Rate Mortgage Refinance Quotes |
Fixed Mortgage Rate UK 1 |
Fixed Rate Mortgage Rate Quotes |
Fixed Rate Mortgage Loan Rates |
30 Year Fixed Mortgage Rate |
Fixed Rate Home Equity Mortgage Loans |
Fixed Rate Mortgage Quotes |
Fixed Rate Mortgage Refinance Quotes |
Best Fixed Mortgage Rate |
30 Year Fixed Mortgage Rate |
Fixed Rate Mortgage Rate |

List of Fixed-Rate-Mortgage Articles

Fixed Rate Mortgage2 Best seller

Buy it Now!

Best Fixed Rate Mortgage2 Products

"Legit Online Jobs" - Click Here To Start Earning Today!

Ovation Credit Services
Check out Ovation Credit Services ... Fix your credit profile today! Ovation specializes in credit report repair. This is an awesome program. They get fantastic results and you'll be amazed at the low monthly fee. Highly recommended!

"How To Get A Mortgage"
Terrific resource on obtaining a mortgage, even if you've been foreclosed or filed bankruptcy. On sale now for only $10.00!

Click Here!

Loan Officer 101 Loan Officer Training. Learn How To Make $100,000 Per Year As A Loan Officer With This 18-lesson Training Program, Complete With 28 Marketing Ideas - Now Is The Time To Prepare For The Next Wave Of Lending!

Click Here!

Personal Loans & Visa Approved At Abacus
Offering Personal Loans, Credit Cards For The Credit Impaired.

Click Here!

Mortgage Secrets For Investors
Mortgage Secrets For Real Estate Investors E-book. Stop Getting Bullied By The Banks And Start Closing Your Investor Loans!

Click Here!

Bad Credit Personal Loans Regardless Of Bad Credit - Up To $25,000
Click Here!


Social bookmarking
You like it? Share it!
socialize it


Subscribe to our newsletter AND receive our exclusive Special Report on Fixed-Rate-Mortgage
First Name:

Main Fixed Rate Mortgage2 sponsors


Please Visit These Useful Fixed Rate Mortgage2 Links:


Deed of Trust

Fixed Rate Mortgage


Home Mortgage

Mortgage Broker

Mortgage Calculator

Mortgage Company

Mortgage Lender

Mortgage Rates

Mortgage Loans

Mortgage Refinancing

Online Mortgage

Second Mortgage


Home Improvement Loans

Student Loans

Credit & Debt Services

Avoid Repossession

How To Alleviate Anxiety

How To Find Free Magazines

Payday Cash Advance
Apply for a $500 fast cash advance. No faxes, no credit checks, and never an application fee. Flexible payment options are also available. Check out Platinum Cash Advance today!

Newest Best Sellers


Welcome to Fixed Rate Mortgage Guide


Fixed Rate Mortgage2 Article

Thumbnail example

Applying for a Fixed Mortgage Rate

from: Mortgage & Debt Facts

If you are interested in buying a home your best option may be to search the Internet for the lowest fixed mortgage rate lenders have advertised on their web pages. Interest rates are low now, so if you are interested in taking out a mortgage loan, now is the time to do it. Borrowers often apply to dozens of lenders online over the few months that they are house hunting to get a feel for what the lenders are willing to offer. Prequalifying with lending companies online will give you some bargaining power when it comes time to lock into a fixed mortgage rate. You have room to negotiate your interest rate if you have the financial stability to do so.

Just like you can house hunt on the Internet you can also hunt for the best fixed mortgage rate. Once you establish your financial and credit information you will have lending companies fighting for your business. Always be sure that your credit history is spotless before applying for a loan to get the best deal. Nothing is worse than applying for a loan and the credit check reveals a less than ideal credit rating. It is important to have all your financial affairs in order, and not have any unpaid bills in collection where they can be reported to the credit bureau.

Finding the lowest fixed mortgage rate and knowing what you can afford ahead of time saves a lot of time and anxiety. It can become rather tedious trying to find that perfect home. To make sure you can stay within your financial means use an online mortgage calculator to narrow down your search. The calculator will show you how much interest you will pay over the term of the loan and it will give you the approximate monthly payment based on the interest rate you enter into the calculator.

Another thing to consider before applying for a loan is the down payment. Do you have a sizeable down payment? A 20 percent down payment is a good rule of thumb to go by. This amount is used by the lender to protect them against default. If you don’t have a down payment yet, the best thing to do is to start saving toward that down. You might want to invest in a 401K for this purpose. It is possible to get a loan with a fixed mortgage rate without a down payment, but they are harder to get and the fixed mortgage rate may be higher.

Once you have your down payment, and you are sure of a good credit standing, and you have narrowed your search to terms that you can live with it is time to start shopping for loans. With a good down and good credit you shouldn’t have any trouble finding the lowest fixed mortgage rate your lender can offer you.