Fixed Rate Mortgage Guide

Best Fixed Rate Mortgage Section


 

Best Fixed Rate Mortgage Navigation

Mortgage Guide Home Page
Partners
Tell A Friend about us
Fixed Rate Mortgage Loan Rates |
Fixed Rate Mortgage Refi Quotes |
Low Fixed Rate Mortgage |
Fixed Rate Mortgage Quotes |
Fixed Rate Mortgage Loan Rates |
Fixed Rate Mortgage2 |
Fixed Rate Home Equity Mortgage Loans |
Fixed Rate Mortgage2 |
30 Year Fixed Mortgage Rate |
15 Year Fixed Mortgage Rate |
Fixed Rate Home Equity Mortgage Loans |
Fixed Rate Mortgage Refi Quotes |
Fixed Mortgage Rate UK 1 |
Fixed Rate Mortgage Refi Quotes |
Fixed Rate Mortgage Refi Quotes |

List of Fixed-Rate-Mortgage Articles

Best Fixed Rate Mortgage Best seller

Buy it Now!



Best Best Fixed Rate Mortgage Products



"Legit Online Jobs" - Click Here To Start Earning Today!


Ovation Credit Services
Check out Ovation Credit Services ... Fix your credit profile today! Ovation specializes in credit report repair. This is an awesome program. They get fantastic results and you'll be amazed at the low monthly fee. Highly recommended!


"How To Get A Mortgage"
Terrific resource on obtaining a mortgage, even if you've been foreclosed or filed bankruptcy. On sale now for only $10.00!


Click Here!


Loan Officer 101 Loan Officer Training. Learn How To Make $100,000 Per Year As A Loan Officer With This 18-lesson Training Program, Complete With 28 Marketing Ideas - Now Is The Time To Prepare For The Next Wave Of Lending!

Click Here!


Personal Loans & Visa Approved At Abacus
Offering Personal Loans, Credit Cards For The Credit Impaired.


Click Here!


Mortgage Secrets For Investors
Mortgage Secrets For Real Estate Investors E-book. Stop Getting Bullied By The Banks And Start Closing Your Investor Loans!

Click Here!


Bad Credit Personal Loans Regardless Of Bad Credit - Up To $25,000
Click Here!



Sitemap



Social bookmarking
You like it? Share it!
socialize it

Newsletter

Subscribe to our newsletter AND receive our exclusive Special Report on Fixed-Rate-Mortgage
Email:
First Name:



Main Best Fixed Rate Mortgage sponsors


 

Please Visit These Useful Best Fixed Rate Mortgage Links:

Creditor

Deed of Trust

Fixed Rate Mortgage

Mortgage

Home Mortgage

Mortgage Broker

Mortgage Calculator

Mortgage Company

Mortgage Lender

Mortgage Rates

Mortgage Loans

Mortgage Refinancing

Online Mortgage

Second Mortgage

Realtor

Home Improvement Loans

Student Loans

Credit & Debt Services

Avoid Repossession

How To Alleviate Anxiety

How To Find Free Magazines


Payday Cash Advance
Apply for a $500 fast cash advance. No faxes, no credit checks, and never an application fee. Flexible payment options are also available. Check out Platinum Cash Advance today!



Newest Best Sellers


 

Welcome to Fixed Rate Mortgage Guide

 

Best Fixed Rate Mortgage Article

Thumbnail example

Shop for the Best Fixed Rate Mortgage

from: Mortgage & Debt Facts



To find the best fixed rate mortgage you need to shop around on the Internet to compare the ads posted on the lenders’ websites. The interest rates will vary from lender to lender, but there is always room for negotiation if you are in good standing with your other creditors, because your credit history is an important asset when negotiating for a the best fixed rate mortgage.

Before you ever commit to a mortgage loan with a lender, the first thing you need to do is take a look at your credit rating at the major credit bureaus. You can go online and get a copy of your credit history, and if you see an error you need to get the credit bureau to correct it as soon as possible. If you have an issue with your credit history, where you have less than perfect credit, it is important to address this problem right away. Pay off any outstanding debt that has been listed by collectors to the credit bureaus. By cleaning up your credit ahead of time you can then hold out for the best fixed rate mortgage.

You may already own your home and want to pay it off early by refinancing your loan by locking into a lower interest rate. You can go with the lender you have been using or you can shop around for the best fixed rate mortgage you can find. If you want to refinance your existing loan, or you are taking out a mortgage to buy a new home it is to your advantage to prequalify to many different lending institutions, because the lenders want your business. Let them compete to get you to take out your loan with them. By shopping around for the best fixed rate mortgage you can save many thousands of dollars over the term of your loan.

If you aren’t sure what kind of loan would best fit your budget you can go online and access a mortgage calculator, type in the data and work out the figures yourself. By checking around the Net to find the best fixed rate mortgage lenders have to offer you can plug those numbers into the calculator and figure out how much interest will be paid over the term of the loan. You will be able to figure out an approximate monthly payment, thereby narrowing down the amount of money you need to ask for. If you are buying a home, a calculator will help you determine how much house you can afford. When you have narrowed your search, you can then qualify for a loan.

By offering a sizable down payment you may be able to lock into the best fixed rate mortgage your lender has to offer. A good down payment is at least 20 percent of the total amount you want to borrow. This down payment is a good faith offering, and shows the lender that you are serious about borrowing money. The lender often uses this down payment to insure the loan to protect the lender in the event you default on the payments. Before you decide on a lender, do your homework and search for the best fixed rate mortgage lenders have to offer.