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EverHome Mortgage Company Article

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Go online with the EverHome Mortgage Company

from: Mortage & Debt Facts

Being a part of the EverBank family of companies, the EverHome Mortgage Company upholds the value of growth and innovation. As proof of the innovative nature of the company, the EverHome Mortgage Company employs the use of the latest technology that would allow you to get an instant mortgage decision with the lowest rates and fees. This is done through an online process that may only take 15 minutes. It is another first from the EverHome Mortgage Company since you can do it from anywhere in the United States and at the comfort of your own home.

Whether you are buying, refinancing or looking for a particular type of loan, the application process of the EverHome Mortgage Company is fast, easy, and user-friendly. Once you have completed the online application form, you will receive a decision in an instant or within 3 business hours. The time frame is very reliable since you are assured that a qualified professional is reviewing all you have inputted in the application form and you are assessed on a case to case basis.

There are three steps into obtaining an online decision with the EverHome Mortgage Company. The first step is to complete the online application. Before starting to complete this, be prepared with your financial information such as your source of income, balances in the banks, your credit history, and some information on the type of property you want to buy. If your loan gets approved, there is a one time charge of $350 to your credit card, as this will go to the total closing costs of your mortgage request so it can be processed right away.

The second step includes having a loan officer contact you through phone or email to guide you through the mortgage process and answer any questions you may have. You will also receive an application kit which you have to send back to the EverHome Mortgage Company. The third step is the final step when the company determines your closing date after a thorough review of your application. Once you are in this step, then, you are on your way to getting a mortgage approval from the EverHome Mortgage Company.

Getting mortgages has never been this easy and thanks to the EverHome Mortgage Company, you are given the flexibility to apply online to minimize the hassles of going to your local branch to inquire and apply for mortgages. Aside from the time you save, you also save money and effort by doing all your applications online and getting an instant decision is a major advantage of this feature. You don’t even have to wait for someone to follow up on your mortgage loan status.